Getting the Story Right

Recently while onsite with a credit union, a great underwriter explained centralized underwriting in the following way: “It is the originator’s job to write the beginning of the member’s story; it is the underwriter’s job to write the ending.” Couldn’t have said it...

The Island of Misfit Toys

Can you believe it is already the end of November?  I feel like it was just yesterday that budget season was starting, and now (hopefully) it’s beginning to wrap up.  One consistent theme that both Don and I hear from our clients around this time every year is, “we...