Remote Lending School: Underwriting

With the recent dramatic increase of member deposits, all credit unions are in need of loans.  In this training session, Brett Christensen will teach the fundamentals of successful consumer loan underwriting.  Brett will teach your underwriters how to be aggressive, but smart.  Topics to be covered include:

• The Six Underwriting Approaches Needed to Maximize Loan Potential
• Keys to Success with Higher-risk Lending
• Bankruptcy Predictors
• Debt Ratio Analysis
• Loan-to-Value Analysis
• Secured & Unsecured Guidelines
• Total & Unsecured Debt Ratio Analysis
• Debt Consolidation Loans
• Lending to Self Employed Borrowers
• Lending Money on Old Collateral
• Lending on Large RVs and Boats
• Real Risk Factors vs. Not-so-Real Risk Factors

PLEASE NOTE: This training is NOT available to credit unions in Utah or Nevada