CULA Remote Training: Consumer Underwriting

Back by Popular Demand!

This course is designed to remotely train underwriters in a group setting from multiple credit unions.  This course is offered to credit unions across the industry and is well attended by credit unions of all asset sizes. 

This 4-hour remote course will focus on the underwriting portion of the loan application, and is designed to equip your lenders with the tools needed to be aggressive yet smart in their consumer loan decisions.

Delivered via Zoom®,  the course is high impact, interactive and informative. The training is designed for remote feedback from lenders and as much interaction that can be managed through a webinar environment.

This course is uniquely crafted to maximize the time spent in an e-learning environment.  The material is managed in 45-50-minute educational sprints with 10-minute breaks in between the sessions.

Classes are limited.

This is a group training and will include lenders from all across the country.  You don’t want to miss this remote training opportunity.

Topics

Based on conversations with CLOs and VPs of Lending, this training is primarily focused on dealing with hot topics in Consumer Lending including:

• Principles of Successful Loan Decision Making
• Bankruptcy Predictors
• Lending on Old Collateral
• FICO – What We Know From the Score
• Loan Amount Guidelines
• Total and Unsecured Debt Ratio Analysis
• Lending to Young Borrowers
• Lending to Self-Employed Members
• The Proper use of Co-Signers
• Real Risk Factors vs. Not-so-Real Risk Factors
• Underwriting Higher-Risk Loans
• The Underwriting Approaches Needed for Higher-Risk Loans
• Principles of Successful Loan Decision Making
• Debt Consolidation Loans